Preview 02Activity preview
The ₹500 Decision
Spend, save, or invest. The limit is fixed, so every choice has a trade-off.
Preview the worksheetThe basic finance never taught
Moneyin Play
Why SMILE exists
Money becomes real when a child has to choose.
Advice is easy to forget. SMILE gives students a safe place to make a money decision, see what follows, and try again with better judgment.
- 01
Play a money decision
The game begins with a choice, not a definition.
- 02
Carry the result forward
Game performance can shape a child's income inside the Lab.
- 03
Build one financial life
Profession, income, budget, goals, risk, and borrowing connect over time.
Learn through play
18 games.
Two open for preview.
Start with the two experiences below. The remaining 16 games continue across Level 1 and Level 2 and are marked Upcoming.
16Upcoming
More games and activities
Level 1 and Level 2
Liked what Work Town does in one session? A live demo covers the full programme.
Book a free school demoThe Life Money Lab
The game ends. Their money life keeps going.
This is not a set of disconnected activities. Each child builds one financial life, and each decision changes what becomes possible next.
Choose a profession
Each child begins with a profession and an income shaped by their game performance.
Build the safety layer
Budgeting and an emergency fund come before the next stage opens.
Protect and grow
Investing and insurance enter after the foundations are in place.
Borrow with limits
Borrowing has to stay in proportion to income, goals, and existing commitments.
See it running, not just described. The teacher releases a month, the student lives it.
Try the Life Money Lab demoWhat students leave with
From basic choices to grown-up decisions.
Every concept leads to a decision a student can explain, compare, or make with more confidence.
Build the foundation.
A student learns to:
- Tell a need from a want before spending
- Follow income, expenses, and cash flow
- Build a budget and adjust when plans change
- Explain what banks, inflation, and goals do to money
Use judgment.
A student learns to:
- Compare buying options instead of choosing on impulse
- Read borrowing and credit decisions with care
- Recognise scams and unsafe online money behaviour
- Compare insurance, investing, interest, and risk
Bring SMILE to school
A programme students can enter, teachers can run, and parents can understand.
A school is not buying a pile of finance activities. It is bringing in one clear journey from first choice to financial judgment.
Request a free school demoThey make the choice themselves.
Games create the decision. The Lab makes its consequences part of a longer story.
The class follows one visible path.
Students make individual choices while the class moves through the Lab stages together.
The learning has something to show.
The Life File keeps each child's decisions connected across the programme.
Founder, Smart Money Institute of Learning
Aishwarya
“Our games create curiosity. The Life Money Lab gives that curiosity a place to grow.”
SMILE is built around a simple belief: children need a first experience of financial life while mistakes are still safe to discuss, understand, and correct.
Experience & education
- Entrepreneur
- Proprietor, Ayyappa Metals
Aluminium scrap trading - Market practitioner
- Stock-market trader and investor
Since 2025 - Chess parent
- Nurturing a national-level chess prodigy
Since 2017 - Education
- B.E. (ICE)
- Advanced study
- PGP, Capital Markets & Trading
Masters' Union, Gurugram · 2026 - Certification
- Bloomberg Terminal certified
Finance course
Questions from schools and families
Before you bring SMILE in.
Ask us something else01Which students is SMILE built for?
SMILE is designed for ages 11 and above, across Grades 6 to 12. Students enter at the level that matches their stage of learning.
02What do students actually do?
They play decision based money games, discuss the consequences, and carry what they learn into one continuing financial life inside the Life Money Lab.
03How does the Life Money Lab work in class?
Each child chooses a profession and manages their own decisions, while the class progresses through the Lab stages together.
04Can our school see the programme before deciding?
Yes. Work Town can be played online, the ₹500 Decision can be previewed here, and schools can request a free programme demo.
05What happens to each child’s work?
Their decisions continue in a Life File that stays safely in the class box at school and builds across the programme.